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IFSC Code of Bandhan Bank Limited, Sector Twenty Seven Branch, Chandigarh, Chandigarh, Punjab — BDBL0002319

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Sector Twenty Seven Branch, Chandigarh branch in Chandigarh, Chandigarh, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Chandigarh or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code BDBL0002319. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Sector Twenty Seven Branch, Chandigarh, Chandigarh

Below in the table are the key details related to IFSC Code BDBL0002319 of Bandhan Bank Limited for its branch located in Chandigarh, within the district of Chandigarh in the state of Punjab.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002319
Branch Sector Twenty Seven Branch, Chandigarh
City Chandigarh
District Chandigarh
State Punjab
Address Sco 12, Sector 27, Ps-Sec26, 160019, Chandigarh

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Chandigarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002319 for the Sector Twenty Seven Branch, Chandigarh branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Sector Twenty Seven Branch, Chandigarh, Chandigarh, Punjab, are given a unique IFSC like BDBL0002319 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chandigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Chandigarh and Chandigarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bandhan Bank Limited in Sector Twenty Seven Branch, Chandigarh goes to the correct branch. This is important because Bandhan Bank Limited has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BDBL0002319

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sector Twenty Seven Branch, Chandigarh in Chandigarh.

For example, the IFSC Code BDBL0002319 of Bandhan Bank Limited for the Sector Twenty Seven Branch, Chandigarh branch has these elements, identifying the bank and the branch location in Chandigarh and Punjab correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0002319 of Bandhan Bank Limited for its Sector Twenty Seven Branch, Chandigarh branch located in Chandigarh, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in Chandigarh and Chandigarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Sector Twenty Seven Branch, Chandigarh or Chandigarh to get the exact IFSC Code BDBL0002319.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Chandigarh, then it will provide you proper information.

How to Use IFSC Code BDBL0002319 for Online Transfers?

Once you have the IFSC Code BDBL0002319 for the Sector Twenty Seven Branch, Chandigarh branch of Bandhan Bank Limited in Chandigarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002319. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002319.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Sector Twenty Seven Branch, Chandigarh in Chandigarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Sector Twenty Seven Branch, Chandigarh, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chandigarh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Sector Twenty Seven Branch, Chandigarh, Chandigarh?

The IFSC Code is BDBL0002319.

Is the IFSC Code BDBL0002319 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Sector Twenty Seven Branch, Chandigarh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sector Twenty Seven Branch, Chandigarh branch?

The address of the branch is Sco 12, Sector 27, Ps-Sec26, 160019, Chandigarh located in Chandigarh, Chandigarh, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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