Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Rangirkhari branch in Cachar, Silchar, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Cachar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0001852. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Rangirkhari, Cachar
Here are some of the key details that come with the IFSC Code BDBL0001852 of Bandhan Bank Limited for its branch located in Cachar, within the district of Silchar in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001852 |
| Branch | Rangirkhari |
| City | Cachar |
| District | Silchar |
| State | Assam |
| Address | Pugalia Niwas,Rangirkhari,Opp-Sanjoy Market,Silchar,Ps-Silchar,Cachar,Assam,Pin-788005 |
These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Cachar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001852 for the Rangirkhari branch of Bandhan Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Rangirkhari, Cachar, Assam, is provided with a unique IFSC like BDBL0001852 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bandhan Bank Limited branch in Cachar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Cachar and Silchar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Rangirkhari do not get mixed with another location.
Format of the IFSC Code BDBL0001852
This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rangirkhari in Cachar.
For example, the IFSC Code BDBL0001852 of Bandhan Bank Limited for the Rangirkhari branch includes these elements, identifying the bank and the branch location in Cachar and Assam accurately.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0001852 of Bandhan Bank Limited for its Rangirkhari branch located in Cachar, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in Cachar and Silchar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Rangirkhari or Cachar to find the exact IFSC Code BDBL0001852.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Cachar will provide accurate information.
How to Use IFSC Code BDBL0001852 for Online Transfers?
Once you have the IFSC Code BDBL0001852 for the Rangirkhari branch of Bandhan Bank Limited in Cachar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0001852. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001852.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Rangirkhari in Cachar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Rangirkhari, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Cachar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rangirkhari Cachar branch is BDBL0001852.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Pugalia Niwas,Rangirkhari,Opp-Sanjoy Market,Silchar,Ps-Silchar,Cachar,Assam,Pin-788005.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.