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IFSC Code of Bandhan Bank Limited, Bongaigaon, Guwahati, Assam — BDBL0001311

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Bongaigaon branch in Bongaigaon, Guwahati, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Bongaigaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0001311. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Bongaigaon, Bongaigaon

Here are the key points that are associated with the IFSC Code BDBL0001311 of Bandhan Bank Limited for its branch located in Bongaigaon, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001311
Branch Bongaigaon
City Bongaigaon
District Guwahati
State Assam
Address 50,Bongaigaon Town,Ward No.3,P.O.Bongaigaon,Opp.Dc Office,Dist.-Bongaigaon,Assam,Pin - 783380

These details are crucial, not just for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Bongaigaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001311 for the Bongaigaon branch of Bandhan Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Bongaigaon, Bongaigaon, Assam, is provided a unique IFSC like BDBL0001311 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bandhan Bank Limited branch in Bongaigaon.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bongaigaon and Guwahati.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Bongaigaon do not get misguided to another person.

Format of the IFSC Code BDBL0001311

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bongaigaon in Bongaigaon.

For example, the IFSC Code BDBL0001311 of Bandhan Bank Limited for the Bongaigaon branch includes these elements, identifying the bank and the branch location in Bongaigaon and Assam correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001311 of Bandhan Bank Limited for its Bongaigaon branch located in Bongaigaon, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Bongaigaon and Guwahati, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Bongaigaon or Bongaigaon to get the exact IFSC Code BDBL0001311.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Bongaigaon, you'll get the correct details.

How to Use IFSC Code BDBL0001311 for Online Transfers?

Once you have the IFSC Code BDBL0001311 for the Bongaigaon branch of Bandhan Bank Limited in Bongaigaon, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001311. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001311.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Bongaigaon in Bongaigaon may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Bongaigaon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bongaigaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Bongaigaon, Bongaigaon?

The IFSC Code is BDBL0001311.

Is the IFSC Code BDBL0001311 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Bongaigaon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bongaigaon branch?

The address of the branch is 50,Bongaigaon Town,Ward No.3,P.O.Bongaigaon,Opp.Dc Office,Dist.-Bongaigaon,Assam,Pin - 783380 located in Bongaigaon, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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