The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Abhayapuri Branch branch in Bongaigaon, Bongaigaon, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Bongaigaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0002540. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bandhan Bank Limited, Abhayapuri Branch, Bongaigaon
The table below shows the main details of the IFSC Code BDBL0002540 for the Bandhan Bank Limited branch in Bongaigaon, which falls under the Bongaigaon district in Assam.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0002540 |
| Branch | Abhayapuri Branch |
| City | Bongaigaon |
| District | Bongaigaon |
| State | Assam |
| Address | Bandhan Bank Ltd.Ground Floor,Abhayapuri,Ward No 4,Ps -Abhayapuri,District -Bongaigaon,State -Assam,Pin -783384 |
These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Bongaigaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002540 for the Abhayapuri Branch branch of Bandhan Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Abhayapuri Branch, Bongaigaon, Assam, is provided a unique IFSC like BDBL0002540 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bandhan Bank Limited branch in Bongaigaon.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bongaigaon and Bongaigaon.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Abhayapuri Branch do not get misguided to another person.
Format of the IFSC Code BDBL0002540
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Abhayapuri Branch in Bongaigaon.
For example, the IFSC Code BDBL0002540 of Bandhan Bank Limited for the Abhayapuri Branch branch includes these elements, identifying the bank and the branch location in Bongaigaon and Assam accurately.
How to Find IFSC Code for Bandhan Bank Limited?
If you are looking for the IFSC Code BDBL0002540 of Bandhan Bank Limited for its Abhayapuri Branch branch located in Bongaigaon, the following methods can help:
Cheque Book
The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bandhan Bank Limited branches in Bongaigaon and Bongaigaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Abhayapuri Branch or Bongaigaon to get the exact IFSC Code BDBL0002540.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Bongaigaon, then it will provide you proper information.
How to Use IFSC Code BDBL0002540 for Online Transfers?
Once you have the IFSC Code BDBL0002540 for the Abhayapuri Branch branch of Bandhan Bank Limited in Bongaigaon, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BDBL0002540. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002540.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Abhayapuri Branch in Bongaigaon, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Abhayapuri Branch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bongaigaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0002540.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bandhan Bank Ltd.Ground Floor,Abhayapuri,Ward No 4,Ps -Abhayapuri,District -Bongaigaon,State -Assam,Pin -783384 located in Bongaigaon, Bongaigaon, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.