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IFSC Code of Bandhan Bank Limited, Dariyapur, Patna, Bihar — BDBL0001440

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Dariyapur branch in Bhojpur, Patna, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Bhojpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0001440. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Dariyapur, Bhojpur

Here are some of the key details that come with the IFSC Code BDBL0001440 of Bandhan Bank Limited for its branch located in Bhojpur, within the district of Patna in the state of Bihar.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001440
Branch Dariyapur
City Bhojpur
District Patna
State Bihar
Address Ramtolapur,Vill Dariyapur,P.O-Hatidah,Dist.-Patna,Bihar,Pin-83301

These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Bhojpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0001440 for the Dariyapur branch of Bandhan Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Dariyapur, Bhojpur, Bihar, is provided with a unique IFSC like BDBL0001440 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Bhojpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bhojpur and Patna.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Dariyapur do not get mixed with another location.

Format of the IFSC Code BDBL0001440

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dariyapur in Bhojpur.

For example, the IFSC Code BDBL0001440 of Bandhan Bank Limited for the Dariyapur branch has these elements, identifying the bank and the branch location in Bhojpur and Bihar correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0001440 of Bandhan Bank Limited for its Dariyapur branch located in Bhojpur, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Bhojpur and Patna, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Dariyapur or Bhojpur to get the exact IFSC Code BDBL0001440.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Bhojpur, you'll get the correct details.

How to Use IFSC Code BDBL0001440 for Online Transfers?

Once you have the IFSC Code BDBL0001440 for the Dariyapur branch of Bandhan Bank Limited in Bhojpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001440. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001440.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Dariyapur in Bhojpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Dariyapur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bhojpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Dariyapur, Bhojpur?

The IFSC Code is BDBL0001440.

Is the IFSC Code BDBL0001440 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Dariyapur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dariyapur branch?

The address of the branch is Ramtolapur,Vill Dariyapur,P.O-Hatidah,Dist.-Patna,Bihar,Pin-83301 located in Bhojpur, Patna, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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