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IFSC Code of Bandhan Bank Limited, Kenduguri, Guwahati, Assam — BDBL0001313

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bandhan Bank Limited for its Kenduguri branch in Barpeta, Guwahati, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bandhan Bank Limited located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code BDBL0001313. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Kenduguri, Barpeta

Here are some of the key details that come with the IFSC Code BDBL0001313 of Bandhan Bank Limited for its branch located in Barpeta, within the district of Guwahati in the state of Assam.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001313
Branch Kenduguri
City Barpeta
District Guwahati
State Assam
Address Vill Po Bamkakhata.Ps Patachrakuchi Dist -Barpeta Assam.Pin No -781326

These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Barpeta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001313 for the Kenduguri branch of Bandhan Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Kenduguri, Barpeta, Assam, is provided with a unique IFSC like BDBL0001313 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Barpeta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Barpeta and Guwahati.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Kenduguri do not get mixed with another location.

Format of the IFSC Code BDBL0001313

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kenduguri in Barpeta.

For example, the IFSC Code BDBL0001313 of Bandhan Bank Limited for the Kenduguri branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.

How to Find IFSC Code for Bandhan Bank Limited?

If you are looking for the IFSC Code BDBL0001313 of Bandhan Bank Limited for its Kenduguri branch located in Barpeta, the following methods can help:

Cheque Book

The cheque book that is issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bandhan Bank Limited branches in Barpeta and Guwahati, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bandhan Bank Limited and look for the branch locator section, then search for Kenduguri or Barpeta to get the exact IFSC Code BDBL0001313.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bandhan Bank Limited and Barpeta, then it will provide you proper information.

How to Use IFSC Code BDBL0001313 for Online Transfers?

Once you have the IFSC Code BDBL0001313 for the Kenduguri branch of Bandhan Bank Limited in Barpeta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0001313. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001313.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Kenduguri in Barpeta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kenduguri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Barpeta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Kenduguri, Barpeta?

The IFSC Code is BDBL0001313.

Is the IFSC Code BDBL0001313 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Kenduguri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kenduguri branch?

The address of the branch is Vill Po Bamkakhata.Ps Patachrakuchi Dist -Barpeta Assam.Pin No -781326 located in Barpeta, Guwahati, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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