There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Jamalpur branch in Bardhaman, Burdwan, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Bardhaman or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BDBL0001696. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Jamalpur, Bardhaman
Here are some of the key details that come with the IFSC Code BDBL0001696 of Bandhan Bank Limited for its branch located in Bardhaman, within the district of Burdwan in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0001696 |
| Branch | Jamalpur |
| City | Bardhaman |
| District | Burdwan |
| State | West Bengal |
| Address | Village Halara,P.O And P.S.Jamalpur,Near Jamalpur Bdo Office,Dist Bardhaman,West Bengal,Pin 713408 |
These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Bardhaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001696 for the Jamalpur branch of Bandhan Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0001696 is given to every bank branch, including Bandhan Bank Limited located in Jamalpur, Bardhaman, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bandhan Bank Limited branch in Bardhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Bardhaman and Burdwan.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Jamalpur doesn't end up at another location.
Format of the IFSC Code BDBL0001696
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jamalpur in Bardhaman.
For example, the IFSC Code BDBL0001696 of Bandhan Bank Limited for the Jamalpur branch has these elements, identifying the bank and the branch location in Bardhaman and West Bengal correctly.
How to Find IFSC Code for Bandhan Bank Limited?
To find the IFSC Code BDBL0001696 of Bandhan Bank Limited for its Jamalpur branch located in Bardhaman, the following methods can help you out:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in Bardhaman and Burdwan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Jamalpur or Bardhaman to find the exact IFSC Code BDBL0001696.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Bardhaman will provide accurate information.
How to Use IFSC Code BDBL0001696 for Online Transfers?
Once you have the IFSC Code BDBL0001696 for the Jamalpur branch of Bandhan Bank Limited in Bardhaman, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BDBL0001696. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001696.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Jamalpur in Bardhaman, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Jamalpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bardhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0001696.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village Halara,P.O And P.S.Jamalpur,Near Jamalpur Bdo Office,Dist Bardhaman,West Bengal,Pin 713408 located in Bardhaman, Burdwan, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.