The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Balrampur Branch branch in Balrampur, Ayodhya, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Balrampur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BDBL0002653. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bandhan Bank Limited, Balrampur Branch, Balrampur
Here are the main details that are associated with the IFSC Code BDBL0002653 of Bandhan Bank Limited for its branch located in Balrampur, within the district of Ayodhya in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0002653 |
| Branch | Balrampur Branch |
| City | Balrampur |
| District | Ayodhya |
| State | Uttar Pradesh |
| Address | Moti Sagar,Kasba,Pargana Opp Kali Mai Sthan,Tulsipur Road,District-Balrampur,State-Uttar Pradesh,Pin-271201 |
These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Balrampur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002653 for the Balrampur Branch branch of Bandhan Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Balrampur Branch, Balrampur, Uttar Pradesh, is provided with a unique IFSC like BDBL0002653 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bandhan Bank Limited branch in Balrampur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Balrampur and Ayodhya.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Balrampur Branch do not get mixed with another location.
Format of the IFSC Code BDBL0002653
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Balrampur Branch in Balrampur.
For example, the IFSC Code BDBL0002653 of Bandhan Bank Limited for the Balrampur Branch branch has these elements, identifying the bank and the branch location in Balrampur and Uttar Pradesh correctly.
How to Find IFSC Code for Bandhan Bank Limited?
If you are trying to find the IFSC Code BDBL0002653 of Bandhan Bank Limited for its Balrampur Branch branch located in Balrampur, the following methods can help:
Cheque Book
The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bandhan Bank Limited branches in Balrampur and Ayodhya, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Balrampur Branch or Balrampur to get the exact IFSC Code BDBL0002653.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Balrampur that will provide accurate information.
How to Use IFSC Code BDBL0002653 for Online Transfers?
Once you have the IFSC Code BDBL0002653 for the Balrampur Branch branch of Bandhan Bank Limited in Balrampur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BDBL0002653. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002653.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Balrampur Branch in Balrampur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Balrampur Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Balrampur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Balrampur Branch Balrampur branch is BDBL0002653.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Moti Sagar,Kasba,Pargana Opp Kali Mai Sthan,Tulsipur Road,District-Balrampur,State-Uttar Pradesh,Pin-271201.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.