IFSC Code of Bandhan Bank Limited, Jogbani Branch, Jogbani, Bihar — BDBL0002464

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bandhan Bank Limited for its Jogbani Branch branch in Araria, Jogbani, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bandhan Bank Limited located in Araria or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BDBL0002464. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Jogbani Branch, Araria

Below in the table are the key details related to IFSC Code BDBL0002464 of Bandhan Bank Limited for its branch located in Araria, within the district of Jogbani in the state of Bihar.

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Araria for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002464 for the Jogbani Branch branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BDBL0002464 is given to every bank branch, including Bandhan Bank Limited located in Jogbani Branch, Araria, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bandhan Bank Limited branch in Araria.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Araria and Jogbani.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Jogbani Branch doesn't end up at another location.

Format of the IFSC Code BDBL0002464

The format of the IFSC Code for banks, including Bandhan Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bandhan Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jogbani Branch in Araria.

For example, the IFSC Code BDBL0002464 of Bandhan Bank Limited for the Jogbani Branch branch includes these elements, identifying the bank and the branch location in Araria and Bihar correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002464 of Bandhan Bank Limited for its Jogbani Branch branch located in Araria, the following methods can help:

Cheque Book

The cheque books that are issued by Bandhan Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Araria and Jogbani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and find the branch locator section. Search for Jogbani Branch or Araria to get the exact IFSC Code BDBL0002464.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bandhan Bank Limited and Araria that will provide accurate information.

How to Use IFSC Code BDBL0002464 for Online Transfers?

Once you have the IFSC Code BDBL0002464 for the Jogbani Branch branch of Bandhan Bank Limited in Araria, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BDBL0002464. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002464.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Jogbani Branch in Araria, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Jogbani Branch, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bandhan Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Araria manage online transfers as well as cheque clearances with ease.