The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bandhan Bank Limited for its Kumargram Duar branch in Alipurduar, Kumargram Duar, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bandhan Bank Limited located in Alipurduar or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BDBL0002108. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bandhan Bank Limited, Kumargram Duar, Alipurduar

Here are some of the key details that come with the IFSC Code BDBL0002108 of Bandhan Bank Limited for its branch located in Alipurduar, within the district of Kumargram Duar in the state of West Bengal.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0002108
Branch Kumargram Duar
City Alipurduar
District Kumargram Duar
State West Bengal
Address C/O,Shri Brajagopal Saha Vill-Po-Kumargram Duar,P.S-Kumargram Duar,Dist-Alipurduar Pin-736203,West Bengal(Beside Ubkgb)

These details helps users in online banking and for businesses and individuals who use Bandhan Bank Limited in Alipurduar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002108 for the Kumargram Duar branch of Bandhan Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bandhan Bank Limited located in Kumargram Duar, Alipurduar, West Bengal, are allotted a unique IFSC like BDBL0002108 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Alipurduar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Alipurduar and Kumargram Duar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bandhan Bank Limited in Kumargram Duar reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BDBL0002108

The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kumargram Duar in Alipurduar.

For example, the IFSC Code BDBL0002108 of Bandhan Bank Limited for the Kumargram Duar branch has these elements, identifying the bank and the branch location in Alipurduar and West Bengal correctly.

How to Find IFSC Code for Bandhan Bank Limited?

If you are trying to find the IFSC Code BDBL0002108 of Bandhan Bank Limited for its Kumargram Duar branch located in Alipurduar, the following methods can help:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Alipurduar and Kumargram Duar, print them on the first page of your passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Kumargram Duar or Alipurduar to get the exact IFSC Code BDBL0002108.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Alipurduar, you'll get the correct details.

How to Use IFSC Code BDBL0002108 for Online Transfers?

Once you have the IFSC Code BDBL0002108 for the Kumargram Duar branch of Bandhan Bank Limited in Alipurduar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0002108. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002108.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bandhan Bank Limited Kumargram Duar in Alipurduar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Kumargram Duar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Alipurduar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Kumargram Duar, Alipurduar?

The IFSC Code is BDBL0002108.

Is the IFSC Code BDBL0002108 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Kumargram Duar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kumargram Duar branch?

The address of the branch is C/O,Shri Brajagopal Saha Vill-Po-Kumargram Duar,P.S-Kumargram Duar,Dist-Alipurduar Pin-736203,West Bengal(Beside Ubkgb) located in Alipurduar, Kumargram Duar, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.