Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bandhan Bank Limited for its Kedgaon branch in Ahmednagar, Mumbai, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bandhan Bank Limited located in Ahmednagar or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BDBL0001272. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bandhan Bank Limited, Kedgaon, Ahmednagar

The table below shows the main details of the IFSC Code BDBL0001272 for the Bandhan Bank Limited branch in Ahmednagar, which falls under the Mumbai district in Maharashtra.

Particulars Details
Bank Bandhan Bank Limited
IFSC Code BDBL0001272
Branch Kedgaon
City Ahmednagar
District Mumbai
State Maharashtra
Address Pratik Complex,Plot No.04,Ahmednagar-Pune Road,Motinagar,Kedgaon,Dist.Ahmednagar,Maharashtra,Pin - 414 005

These details are important not only for users using online banking but also for businesses and individuals who use Bandhan Bank Limited in Ahmednagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BDBL0001272 for the Kedgaon branch of Bandhan Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Kedgaon, Ahmednagar, Maharashtra, is provided with a unique IFSC like BDBL0001272 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bandhan Bank Limited branch in Ahmednagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ahmednagar and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Kedgaon do not get mixed with another location.

Format of the IFSC Code BDBL0001272

This is the format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bandhan Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kedgaon in Ahmednagar.

For example, the IFSC Code BDBL0001272 of Bandhan Bank Limited for the Kedgaon branch includes these elements, identifying the bank and the branch location in Ahmednagar and Maharashtra accurately.

How to Find IFSC Code for Bandhan Bank Limited?

To find the IFSC Code BDBL0001272 of Bandhan Bank Limited for its Kedgaon branch located in Ahmednagar, the following methods can help you out:

Cheque Book

The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bandhan Bank Limited branches in Ahmednagar and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bandhan Bank Limited and go to the branch locator section. Then search for Kedgaon or Ahmednagar to find the exact IFSC Code BDBL0001272.

Mobile Banking App

If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bandhan Bank Limited and Ahmednagar will provide accurate information.

How to Use IFSC Code BDBL0001272 for Online Transfers?

Once you have the IFSC Code BDBL0001272 for the Kedgaon branch of Bandhan Bank Limited in Ahmednagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BDBL0001272. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0001272.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bandhan Bank Limited Kedgaon in Ahmednagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bandhan Bank Limited in Kedgaon, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bandhan Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ahmednagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bandhan Bank Limited in Kedgaon, Ahmednagar?

The IFSC Code is BDBL0001272.

Is the IFSC Code BDBL0001272 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bandhan Bank Limited Kedgaon?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kedgaon branch?

The address of the branch is Pratik Complex,Plot No.04,Ahmednagar-Pune Road,Motinagar,Kedgaon,Dist.Ahmednagar,Maharashtra,Pin - 414 005 located in Ahmednagar, Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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