There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bandhan Bank Limited for its Ambedkar Chowk Branch Adilabad branch in Adilabad, Somajiguda, Telangana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bandhan Bank Limited situated in Adilabad or anywhere in Telangana can easily transfer funds instantly by using the correct IFSC Code BDBL0002656. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bandhan Bank Limited, Ambedkar Chowk Branch Adilabad, Adilabad
Here are some of the key details that come with the IFSC Code BDBL0002656 of Bandhan Bank Limited for its branch located in Adilabad, within the district of Somajiguda in the state of Telangana.
| Particulars | Details |
|---|---|
| Bank | Bandhan Bank Limited |
| IFSC Code | BDBL0002656 |
| Branch | Ambedkar Chowk Branch Adilabad |
| City | Adilabad |
| District | Somajiguda |
| State | Telangana |
| Address | Ground Floor,Bhagwandas Building,Hno-3-2-29,14,Sbh Road,Ambedkar Chowk,Dist-Adilabad,State-Telangana,Pin-504001 |
These details are essential not only for online banking users but also for businesses and individuals who use Bandhan Bank Limited in Adilabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BDBL0002656 for the Ambedkar Chowk Branch Adilabad branch of Bandhan Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bandhan Bank Limited located in Ambedkar Chowk Branch Adilabad, Adilabad, Telangana, is provided with a unique IFSC like BDBL0002656 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bandhan Bank Limited branch in Adilabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Adilabad and Somajiguda.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Telangana and the rest of India and the IFSC Code ensures that transactions meant for Bandhan Bank Limited in Ambedkar Chowk Branch Adilabad do not get mixed with another location.
Format of the IFSC Code BDBL0002656
The format of the IFSC Code for banks, including Bandhan Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bandhan Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ambedkar Chowk Branch Adilabad in Adilabad.
For example, the IFSC Code BDBL0002656 of Bandhan Bank Limited for the Ambedkar Chowk Branch Adilabad branch has these elements, identifying the bank and the branch location in Adilabad and Telangana correctly.
How to Find IFSC Code for Bandhan Bank Limited?
If you are trying to find the IFSC Code BDBL0002656 of Bandhan Bank Limited for its Ambedkar Chowk Branch Adilabad branch located in Adilabad, the following methods can help:
Cheque Book
The cheque book issued by Bandhan Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bandhan Bank Limited branches in Adilabad and Somajiguda, print them on the first page of your passbook.
Bank Website
Visit the official website of Bandhan Bank Limited and navigate to the branch locator section. Search for Ambedkar Chowk Branch Adilabad or Adilabad to get the exact IFSC Code BDBL0002656.
Mobile Banking App
If you use Bandhan Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bandhan Bank Limited and Adilabad, you'll get the correct details.
How to Use IFSC Code BDBL0002656 for Online Transfers?
Once you have the IFSC Code BDBL0002656 for the Ambedkar Chowk Branch Adilabad branch of Bandhan Bank Limited in Adilabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BDBL0002656. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bandhan Bank Limited IFSC Code BDBL0002656.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bandhan Bank Limited Ambedkar Chowk Branch Adilabad in Adilabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bandhan Bank Limited in Ambedkar Chowk Branch Adilabad, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bandhan Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Adilabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BDBL0002656.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor,Bhagwandas Building,Hno-3-2-29,14,Sbh Road,Ambedkar Chowk,Dist-Adilabad,State-Telangana,Pin-504001 located in Adilabad, Somajiguda, Telangana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.