For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Sadaura (Haryana) branch in Yamunanagar, Sadhaura, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Yamunanagar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0000496. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sadaura (Haryana), Yamunanagar

The table below shows the main details of the IFSC Code UTIB0000496 for the Axis Bank branch in Yamunanagar, which falls under the Sadhaura district in Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000496
Branch Sadaura (Haryana)
City Yamunanagar
District Sadhaura
State Haryana
Address Khasra Nos.40/18/5, 40/18/4 & 40/18/3 Ward No.7, Opposite Dav Public School, Sadaura,Haryana,133240

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Yamunanagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000496 for the Sadaura (Haryana) branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000496 is given to every bank branch, including Axis Bank located in Sadaura (Haryana), Yamunanagar, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Yamunanagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Yamunanagar and Sadhaura.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Sadaura (Haryana) doesn't end up at another location.

Format of the IFSC Code UTIB0000496

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sadaura (Haryana) in Yamunanagar.

For example, the IFSC Code UTIB0000496 of Axis Bank for the Sadaura (Haryana) branch has these elements, identifying the bank and the branch location in Yamunanagar and Haryana correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0000496 of Axis Bank for its Sadaura (Haryana) branch located in Yamunanagar, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Yamunanagar and Sadhaura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Sadaura (Haryana) or Yamunanagar to get the exact IFSC Code UTIB0000496.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Yamunanagar, then it will provide you proper information.

How to Use IFSC Code UTIB0000496 for Online Transfers?

Once you have the IFSC Code UTIB0000496 for the Sadaura (Haryana) branch of Axis Bank in Yamunanagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000496. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000496.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Sadaura (Haryana) in Yamunanagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sadaura (Haryana), here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Yamunanagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Sadaura (Haryana), Yamunanagar?

The IFSC Code is UTIB0000496.

Is the IFSC Code UTIB0000496 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Sadaura (Haryana)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sadaura (Haryana) branch?

The address of the branch is Khasra Nos.40/18/5, 40/18/4 & 40/18/3 Ward No.7, Opposite Dav Public School, Sadaura,Haryana,133240 located in Yamunanagar, Sadhaura, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.