There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Jagadhari branch in Yamunanagar, Jagadhari, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Yamunanagar or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UTIB0002945. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Jagadhari, Yamunanagar
Here are some of the key details that come with the IFSC Code UTIB0002945 of Axis Bank for its branch located in Yamunanagar, within the district of Jagadhari in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002945 |
| Branch | Jagadhari |
| City | Yamunanagar |
| District | Jagadhari |
| State | Haryana |
| Address | Ground Floor Mc No 113 Ward No 6 Old Court Road Matka Chowk Jagadhari Dist Yamuna |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Yamunanagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002945 for the Jagadhari branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Jagadhari, Yamunanagar, Haryana, is provided a unique IFSC like UTIB0002945 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Yamunanagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Yamunanagar and Jagadhari.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Jagadhari do not get misguided to another person.
Format of the IFSC Code UTIB0002945
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jagadhari in Yamunanagar.
For example, the IFSC Code UTIB0002945 of Axis Bank for the Jagadhari branch includes these elements, identifying the bank and the branch location in Yamunanagar and Haryana accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0002945 of Axis Bank for its Jagadhari branch located in Yamunanagar, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Yamunanagar and Jagadhari, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Jagadhari or Yamunanagar to find the exact IFSC Code UTIB0002945.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Yamunanagar will provide accurate information.
How to Use IFSC Code UTIB0002945 for Online Transfers?
Once you have the IFSC Code UTIB0002945 for the Jagadhari branch of Axis Bank in Yamunanagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0002945. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002945.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Jagadhari in Yamunanagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Jagadhari, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Yamunanagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002945.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor Mc No 113 Ward No 6 Old Court Road Matka Chowk Jagadhari Dist Yamuna located in Yamunanagar, Jagadhari, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.