Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Wokha branch in Wokha, Wokha, Nagaland, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Wokha or anywhere in Nagaland can transfer funds instantly by using the correct IFSC Code UTIB0001865. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Wokha, Wokha
The table below shows the main details of the IFSC Code UTIB0001865 for the Axis Bank branch in Wokha, which falls under the Wokha district in Nagaland.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0001865 |
| Branch | Wokha |
| City | Wokha |
| District | Wokha |
| State | Nagaland |
| Address | Tsumang Colony, Police Point, Wokha, Nagaland 797111 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Wokha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001865 for the Wokha branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0001865 is given to every bank branch, including Axis Bank located in Wokha, Wokha, Nagaland, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Wokha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Wokha and Wokha.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Nagaland and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Wokha doesn't end up at another location.
Format of the IFSC Code UTIB0001865
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Wokha in Wokha.
For example, the IFSC Code UTIB0001865 of Axis Bank for the Wokha branch includes these elements, identifying the bank and the branch location in Wokha and Nagaland accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0001865 of Axis Bank for its Wokha branch located in Wokha, the following methods can help:
Cheque Book
The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Wokha and Wokha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and find the branch locator section. Search for Wokha or Wokha to get the exact IFSC Code UTIB0001865.
Mobile Banking App
If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Wokha that will provide accurate information.
How to Use IFSC Code UTIB0001865 for Online Transfers?
If you have the IFSC Code UTIB0001865 for the Wokha branch of Axis Bank in Wokha, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0001865. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001865.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Wokha in Wokha, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Wokha, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Wokha manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0001865.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Tsumang Colony, Police Point, Wokha, Nagaland 797111 located in Wokha, Wokha, Nagaland.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
