IFSC Code of Axis Bank, Jangareddigudem [Ap], Jangareddigudem, Andhra Pradesh- UTIB0000321

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Jangareddigudem [Ap] branch in West Godavari, Jangareddigudem, Andhra Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in West Godavari or anywhere in Andhra Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0000321. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Jangareddigudem [Ap], West Godavari

The table below shows the main details of the IFSC Code UTIB0000321 for the Axis Bank branch in West Godavari, which falls under the Jangareddigudem district in Andhra Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in West Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000321 for the Jangareddigudem [Ap] branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000321 is given to every bank branch, including Axis Bank located in Jangareddigudem [Ap], West Godavari, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in West Godavari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like West Godavari and Jangareddigudem.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Jangareddigudem [Ap] doesn't end up at another location.

Format of the IFSC Code UTIB0000321

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jangareddigudem [Ap] in West Godavari.

For example, the IFSC Code UTIB0000321 of Axis Bank for the Jangareddigudem [Ap] branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0000321 of Axis Bank for its Jangareddigudem [Ap] branch located in West Godavari, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in West Godavari and Jangareddigudem, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Jangareddigudem [Ap] or West Godavari to find the exact IFSC Code UTIB0000321.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and West Godavari will provide accurate information.

How to Use IFSC Code UTIB0000321 for Online Transfers?

Once you have the IFSC Code UTIB0000321 for the Jangareddigudem [Ap] branch of Axis Bank in West Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000321. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000321.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Jangareddigudem [Ap] in West Godavari may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Jangareddigudem [Ap], here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in West Godavari to handle online money transfers and get their cheques cleared smoothly.