Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Hanuman Junction branch in West Godavari, Hanuman Junction, or Andhra Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in West Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0004570. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Hanuman Junction, West Godavari
Below in the table are the key details related to IFSC Code UTIB0004570 of Axis Bank for its branch located in West Godavari, within the district of Hanuman Junction in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0004570 |
| Branch | Hanuman Junction |
| City | West Godavari |
| District | Hanuman Junction |
| State | Andhra Pradesh |
| Address | Ground Floor, D No. 1-66, Eluru Road, Hanuman Junction, Epuru, Pedapadu Mandal, West Godavari (Dt), Ap _X0013_ 521105 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in West Godavari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004570 for the Hanuman Junction branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Hanuman Junction, West Godavari, Andhra Pradesh, is provided with a unique IFSC like UTIB0004570 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in West Godavari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like West Godavari and Hanuman Junction.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Hanuman Junction do not get mixed with another location.
Format of the IFSC Code UTIB0004570
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hanuman Junction in West Godavari.
For example, the IFSC Code UTIB0004570 of Axis Bank for the Hanuman Junction branch includes these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0004570 of Axis Bank for its Hanuman Junction branch located in West Godavari, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in West Godavari and Hanuman Junction, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Hanuman Junction or West Godavari to get the exact IFSC Code UTIB0004570.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and West Godavari, then it will provide you proper information.
How to Use IFSC Code UTIB0004570 for Online Transfers?
Once you have the IFSC Code UTIB0004570 for the Hanuman Junction branch of Axis Bank in West Godavari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0004570. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004570.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Hanuman Junction in West Godavari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Hanuman Junction, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in West Godavari to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0004570.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, D No. 1-66, Eluru Road, Hanuman Junction, Epuru, Pedapadu Mandal, West Godavari (Dt), Ap _X0013_ 521105 located in West Godavari, Hanuman Junction, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.