The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Chinnamiram(Andhra Pradesh) branch in West Godavari, China Amiram, Andhra Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in West Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0000217. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Chinnamiram(Andhra Pradesh), West Godavari

Here are some of the key details that come with the IFSC Code UTIB0000217 of Axis Bank for its branch located in West Godavari, within the district of China Amiram in the state of Andhra Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000217
Branch Chinnamiram(Andhra Pradesh)
City West Godavari
District China Amiram
State Andhra Pradesh
Address 7-132,J.P.Road,Venkatrajunagar, Chinnamiram, West Godavari District

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in West Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000217 for the Chinnamiram(Andhra Pradesh) branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Chinnamiram(Andhra Pradesh), West Godavari, Andhra Pradesh, is provided with a unique IFSC like UTIB0000217 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in West Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like West Godavari and China Amiram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Chinnamiram(Andhra Pradesh) do not get mixed with another location.

Format of the IFSC Code UTIB0000217

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chinnamiram(Andhra Pradesh) in West Godavari.

For example, the IFSC Code UTIB0000217 of Axis Bank for the Chinnamiram(Andhra Pradesh) branch has these elements, identifying the bank and the branch location in West Godavari and Andhra Pradesh correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000217 of Axis Bank for its Chinnamiram(Andhra Pradesh) branch located in West Godavari, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in West Godavari and China Amiram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Chinnamiram(Andhra Pradesh) or West Godavari to get the exact IFSC Code UTIB0000217.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and West Godavari that will provide accurate information.

How to Use IFSC Code UTIB0000217 for Online Transfers?

If you have the IFSC Code UTIB0000217 for the Chinnamiram(Andhra Pradesh) branch of Axis Bank in West Godavari, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000217. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0000217.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Chinnamiram(Andhra Pradesh) in West Godavari, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Chinnamiram(Andhra Pradesh), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in West Godavari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Chinnamiram(Andhra Pradesh), West Godavari?

The IFSC Code is UTIB0000217.

Is the IFSC Code UTIB0000217 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Chinnamiram(Andhra Pradesh)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chinnamiram(Andhra Pradesh) branch?

The address of the branch is 7-132,J.P.Road,Venkatrajunagar, Chinnamiram, West Godavari District located in West Godavari, China Amiram, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.