Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Bettiah, Bihar branch in West Champaran, Bettiah, or Bihar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in West Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTIB0000630. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Bettiah, Bihar, West Champaran
Below in the table are the key details related to IFSC Code UTIB0000630 of Axis Bank for its branch located in West Champaran, within the district of Bettiah in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000630 |
| Branch | Bettiah, Bihar |
| City | West Champaran |
| District | Bettiah |
| State | Bihar |
| Address | Supriya Road, Opp Kishan Hotel, Bettiah, 845438, Bihar |
These details helps users in online banking and for businesses and individuals who use Axis Bank in West Champaran for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000630 for the Bettiah, Bihar branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Bettiah, Bihar, West Champaran, Bihar, is provided a unique IFSC like UTIB0000630 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in West Champaran.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like West Champaran and Bettiah.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Bettiah, Bihar do not get misguided to another person.
Format of the IFSC Code UTIB0000630
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bettiah, Bihar in West Champaran.
For example, the IFSC Code UTIB0000630 of Axis Bank for the Bettiah, Bihar branch includes these elements, identifying the bank and the branch location in West Champaran and Bihar accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0000630 of Axis Bank for its Bettiah, Bihar branch located in West Champaran, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in West Champaran and Bettiah, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Bettiah, Bihar or West Champaran to get the exact IFSC Code UTIB0000630.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and West Champaran, you'll get the correct details.
How to Use IFSC Code UTIB0000630 for Online Transfers?
Once you have the IFSC Code UTIB0000630 for the Bettiah, Bihar branch of Axis Bank in West Champaran, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0000630. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0000630.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Bettiah, Bihar in West Champaran, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Bettiah, Bihar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in West Champaran manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0000630.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Supriya Road, Opp Kishan Hotel, Bettiah, 845438, Bihar located in West Champaran, Bettiah, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.