IFSC Code of Axis Bank, Rajapalayam, Tamil Nadu, Rajapalayam, Tamil Nadu- UTIB0000697

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Rajapalayam, Tamil Nadu branch in Virudhunagar, Rajapalayam, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Virudhunagar or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0000697. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Rajapalayam, Tamil Nadu, Virudhunagar

The table below shows the main details of the IFSC Code UTIB0000697 for the Axis Bank branch in Virudhunagar, which falls under the Rajapalayam district in Tamil Nadu.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Virudhunagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000697 for the Rajapalayam, Tamil Nadu branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000697 is given to every bank branch, including Axis Bank located in Rajapalayam, Tamil Nadu, Virudhunagar, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Virudhunagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Virudhunagar and Rajapalayam.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Rajapalayam, Tamil Nadu doesn't end up at another location.

Format of the IFSC Code UTIB0000697

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajapalayam, Tamil Nadu in Virudhunagar.

For example, the IFSC Code UTIB0000697 of Axis Bank for the Rajapalayam, Tamil Nadu branch includes these elements, identifying the bank and the branch location in Virudhunagar and Tamil Nadu accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000697 of Axis Bank for its Rajapalayam, Tamil Nadu branch located in Virudhunagar, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Virudhunagar and Rajapalayam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Rajapalayam, Tamil Nadu or Virudhunagar to get the exact IFSC Code UTIB0000697.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Virudhunagar, you'll get the correct details.

How to Use IFSC Code UTIB0000697 for Online Transfers?

Once you have the IFSC Code UTIB0000697 for the Rajapalayam, Tamil Nadu branch of Axis Bank in Virudhunagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000697. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000697.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Rajapalayam, Tamil Nadu in Virudhunagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Rajapalayam, Tamil Nadu, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Virudhunagar manage online transfers as well as cheque clearances with ease.