For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Aruppukottai branch in Virudhunagar, Aruppukottai, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Virudhunagar or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0002029. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Aruppukottai, Virudhunagar

Here are some of the key details that come with the IFSC Code UTIB0002029 of Axis Bank for its branch located in Virudhunagar, within the district of Aruppukottai in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002029
Branch Aruppukottai
City Virudhunagar
District Aruppukottai
State Tamil Nadu
Address No 61,West Car Street, Chokalingapuram,Aruppukottai, Dist.Virudhunagar, Tamil Nadu,Pin 626101

These details help users in online banking and for businesses and individuals who use Axis Bank in Virudhunagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002029 for the Aruppukottai branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Aruppukottai, Virudhunagar, Tamil Nadu, is provided a unique IFSC like UTIB0002029 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Virudhunagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Virudhunagar and Aruppukottai.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Aruppukottai do not get misguided to another person.

Format of the IFSC Code UTIB0002029

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aruppukottai in Virudhunagar.

For example, the IFSC Code UTIB0002029 of Axis Bank for the Aruppukottai branch includes these elements, identifying the bank and the branch location in Virudhunagar and Tamil Nadu accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0002029 of Axis Bank for its Aruppukottai branch located in Virudhunagar, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Virudhunagar and Aruppukottai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Aruppukottai or Virudhunagar to find the exact IFSC Code UTIB0002029.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Virudhunagar will provide accurate information.

How to Use IFSC Code UTIB0002029 for Online Transfers?

If you have the IFSC Code UTIB0002029 for the Aruppukottai branch of Axis Bank in Virudhunagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002029. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002029.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Aruppukottai in Virudhunagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Aruppukottai, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Virudhunagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Aruppukottai, Virudhunagar?

The IFSC Code is UTIB0002029.

Is the IFSC Code UTIB0002029 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Aruppukottai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Aruppukottai branch?

The address of the branch is No 61,West Car Street, Chokalingapuram,Aruppukottai, Dist.Virudhunagar, Tamil Nadu,Pin 626101 located in Virudhunagar, Aruppukottai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.