There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Kallakkurichi branch in Villupuram, Kallakurichi, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Villupuram or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code UTIB0001191. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Kallakkurichi, Villupuram

Below in the table are the key details related to IFSC Code UTIB0001191 of Axis Bank for its branch located in Villupuram, within the district of Kallakurichi in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001191
Branch Kallakkurichi
City Villupuram
District Kallakurichi
State Tamil Nadu
Address Door No.40A/9, Rajambal Nagar,Salem Main Road , Kallakurichi,Dist. Villupuram, Tamil Nadu, Pin 606202.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Villupuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001191 for the Kallakkurichi branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Kallakkurichi, Villupuram, Tamil Nadu, is provided a unique IFSC like UTIB0001191 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Villupuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Villupuram and Kallakurichi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Kallakkurichi do not get misguided to another person.

Format of the IFSC Code UTIB0001191

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kallakkurichi in Villupuram.

For example, the IFSC Code UTIB0001191 of Axis Bank for the Kallakkurichi branch includes these elements, identifying the bank and the branch location in Villupuram and Tamil Nadu accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001191 of Axis Bank for its Kallakkurichi branch located in Villupuram, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Villupuram and Kallakurichi, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Kallakkurichi or Villupuram to get the exact IFSC Code UTIB0001191.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Villupuram, you'll get the correct details.

How to Use IFSC Code UTIB0001191 for Online Transfers?

Once you have the IFSC Code UTIB0001191 for the Kallakkurichi branch of Axis Bank in Villupuram, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001191. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0001191.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Kallakkurichi in Villupuram, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kallakkurichi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Villupuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Kallakkurichi Villupuram?

The IFSC Code of the Kallakkurichi Villupuram branch is UTIB0001191.

Is IFSC Code UTIB0001191 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Kallakkurichi branch?

The branch is located at Door No.40A/9, Rajambal Nagar,Salem Main Road , Kallakurichi,Dist. Villupuram, Tamil Nadu, Pin 606202..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.