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IFSC Code of Axis Bank, Lanka (Varanasi), Uttar Pradesh, Varanasi, Uttar Pradesh — UTIB0000856

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Lanka (Varanasi), Uttar Pradesh branch in Varanasi, Varanasi, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Varanasi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0000856. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Lanka (Varanasi), Uttar Pradesh, Varanasi

Here are the key points that are associated with the IFSC Code UTIB0000856 of Axis Bank for its branch located in Varanasi, within the district of Varanasi in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000856
Branch Lanka (Varanasi), Uttar Pradesh
City Varanasi
District Varanasi
State Uttar Pradesh
Address Ground Floor, Building No.B 30/69-70-71 Part Of S.M. Plot No. 53, Mauza Nagwa Pargana Dehat Amanat, Lanka Varanasi, Uttar Pradesh, Pin 221005

These details helps users in online banking and for businesses and individuals who use Axis Bank in Varanasi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000856 for the Lanka (Varanasi), Uttar Pradesh branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000856 is given to every bank branch, including Axis Bank located in Lanka (Varanasi), Uttar Pradesh, Varanasi, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Varanasi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Varanasi and Varanasi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Lanka (Varanasi), Uttar Pradesh doesn't end up at another location.

Format of the IFSC Code UTIB0000856

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lanka (Varanasi), Uttar Pradesh in Varanasi.

For example, the IFSC Code UTIB0000856 of Axis Bank for the Lanka (Varanasi), Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Varanasi and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0000856 of Axis Bank for its Lanka (Varanasi), Uttar Pradesh branch located in Varanasi, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Varanasi and Varanasi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Lanka (Varanasi), Uttar Pradesh or Varanasi to get the exact IFSC Code UTIB0000856.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Varanasi, then it will provide you proper information.

How to Use IFSC Code UTIB0000856 for Online Transfers?

Once you have the IFSC Code UTIB0000856 for the Lanka (Varanasi), Uttar Pradesh branch of Axis Bank in Varanasi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000856. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0000856.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Lanka (Varanasi), Uttar Pradesh in Varanasi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Lanka (Varanasi), Uttar Pradesh, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Varanasi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Lanka (Varanasi), Uttar Pradesh, Varanasi?

The IFSC Code is UTIB0000856.

Is the IFSC Code UTIB0000856 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Lanka (Varanasi), Uttar Pradesh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Lanka (Varanasi), Uttar Pradesh branch?

The address of the branch is Ground Floor, Building No.B 30/69-70-71 Part Of S.M. Plot No. 53, Mauza Nagwa Pargana Dehat Amanat, Lanka Varanasi, Uttar Pradesh, Pin 221005 located in Varanasi, Varanasi, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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