For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Sardar Bhiladwala Pardi People Coop branch in Valsad, Dharampur, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Valsad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0SBPP12. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Sardar Bhiladwala Pardi People Coop, Valsad
Below in the table are the key details related to IFSC Code UTIB0SBPP12 of Axis Bank for its branch located in Valsad, within the district of Dharampur in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SBPP12 |
| Branch | Sardar Bhiladwala Pardi People Coop |
| City | Valsad |
| District | Dharampur |
| State | Gujarat |
| Address | Mota Bazar Near Nagarpalika |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Valsad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SBPP12 for the Sardar Bhiladwala Pardi People Coop branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Sardar Bhiladwala Pardi People Coop, Valsad, Gujarat, is provided a unique IFSC like UTIB0SBPP12 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Valsad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Valsad and Dharampur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Sardar Bhiladwala Pardi People Coop do not get misguided to another person.
Format of the IFSC Code UTIB0SBPP12
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sardar Bhiladwala Pardi People Coop in Valsad.
For example, the IFSC Code UTIB0SBPP12 of Axis Bank for the Sardar Bhiladwala Pardi People Coop branch includes these elements, identifying the bank and the branch location in Valsad and Gujarat accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0SBPP12 of Axis Bank for its Sardar Bhiladwala Pardi People Coop branch located in Valsad, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Valsad and Dharampur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Sardar Bhiladwala Pardi People Coop or Valsad to find the exact IFSC Code UTIB0SBPP12.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Valsad will provide accurate information.
How to Use IFSC Code UTIB0SBPP12 for Online Transfers?
Once you have the IFSC Code UTIB0SBPP12 for the Sardar Bhiladwala Pardi People Coop branch of Axis Bank in Valsad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0SBPP12. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SBPP12.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Sardar Bhiladwala Pardi People Coop in Valsad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sardar Bhiladwala Pardi People Coop, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Valsad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SBPP12.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Mota Bazar Near Nagarpalika located in Valsad, Dharampur, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
