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IFSC Code of Axis Bank, The Ankola Urban Cooperative Bank, Ankola, Karnataka — UTIB0STAUCB

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its The Ankola Urban Cooperative Bank branch in Uttar Kannad, Ankola, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0STAUCB. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, The Ankola Urban Cooperative Bank, Uttar Kannad

Here are some of the key details that come with the IFSC Code UTIB0STAUCB of Axis Bank for its branch located in Uttar Kannad, within the district of Ankola in the state of Karnataka.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0STAUCB
Branch The Ankola Urban Cooperative Bank
City Uttar Kannad
District Ankola
State Karnataka
Address 2959, Head Office Branch, Main Road, Post Box No 1, Ankola 581314

These details help users in online banking and for businesses and individuals who use Axis Bank in Uttar Kannad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0STAUCB for the The Ankola Urban Cooperative Bank branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0STAUCB is given to every bank branch, including Axis Bank located in The Ankola Urban Cooperative Bank, Uttar Kannad, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Uttar Kannad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Uttar Kannad and Ankola.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in The Ankola Urban Cooperative Bank doesn't end up at another location.

Format of the IFSC Code UTIB0STAUCB

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Ankola Urban Cooperative Bank in Uttar Kannad.

For example, the IFSC Code UTIB0STAUCB of Axis Bank for the The Ankola Urban Cooperative Bank branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0STAUCB of Axis Bank for its The Ankola Urban Cooperative Bank branch located in Uttar Kannad, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Uttar Kannad and Ankola, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for The Ankola Urban Cooperative Bank or Uttar Kannad to get the exact IFSC Code UTIB0STAUCB.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Uttar Kannad that will provide accurate information.

How to Use IFSC Code UTIB0STAUCB for Online Transfers?

Once you have the IFSC Code UTIB0STAUCB for the The Ankola Urban Cooperative Bank branch of Axis Bank in Uttar Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0STAUCB. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0STAUCB.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank The Ankola Urban Cooperative Bank in Uttar Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Ankola Urban Cooperative Bank, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Uttar Kannad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in The Ankola Urban Cooperative Bank, Uttar Kannad?

The IFSC Code is UTIB0STAUCB.

Is the IFSC Code UTIB0STAUCB permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank The Ankola Urban Cooperative Bank?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Ankola Urban Cooperative Bank branch?

The address of the branch is 2959, Head Office Branch, Main Road, Post Box No 1, Ankola 581314 located in Uttar Kannad, Ankola, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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