Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Sri Durgadevi Mahila Sahakari Bank branch in Uttar Kannad, Karwar, or Karnataka, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Uttar Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SDMSBN. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Sri Durgadevi Mahila Sahakari Bank, Uttar Kannad
Here are the key points that are associated with the IFSC Code UTIB0SDMSBN of Axis Bank for its branch located in Uttar Kannad, within the district of Karwar in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SDMSBN |
| Branch | Sri Durgadevi Mahila Sahakari Bank |
| City | Uttar Kannad |
| District | Karwar |
| State | Karnataka |
| Address | Gunjan Building,Main Road,Karwar 581301 |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Uttar Kannad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0SDMSBN for the Sri Durgadevi Mahila Sahakari Bank branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Sri Durgadevi Mahila Sahakari Bank, Uttar Kannad, Karnataka, are given a unique IFSC like UTIB0SDMSBN to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Uttar Kannad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Uttar Kannad and Karwar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in Sri Durgadevi Mahila Sahakari Bank goes to the correct branch. This is important because Axis Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0SDMSBN
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sri Durgadevi Mahila Sahakari Bank in Uttar Kannad.
For example, the IFSC Code UTIB0SDMSBN of Axis Bank for the Sri Durgadevi Mahila Sahakari Bank branch includes these elements, identifying the bank and the branch location in Uttar Kannad and Karnataka correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0SDMSBN of Axis Bank for its Sri Durgadevi Mahila Sahakari Bank branch located in Uttar Kannad, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Uttar Kannad and Karwar, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sri Durgadevi Mahila Sahakari Bank or Uttar Kannad to get the exact IFSC Code UTIB0SDMSBN.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Uttar Kannad, you'll get the correct details.
How to Use IFSC Code UTIB0SDMSBN for Online Transfers?
If you have the IFSC Code UTIB0SDMSBN for the Sri Durgadevi Mahila Sahakari Bank branch of Axis Bank in Uttar Kannad, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0SDMSBN. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0SDMSBN.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Sri Durgadevi Mahila Sahakari Bank in Uttar Kannad, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sri Durgadevi Mahila Sahakari Bank, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Uttar Kannad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SDMSBN.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gunjan Building,Main Road,Karwar 581301 located in Uttar Kannad, Karwar, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.