There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Dalkhola branch in Uttar Dinajpur, Dalkhola, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Uttar Dinajpur or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UTIB0000810. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Dalkhola, Uttar Dinajpur
Here are the key points that are associated with the IFSC Code UTIB0000810 of Axis Bank for its branch located in Uttar Dinajpur, within the district of Dalkhola in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000810 |
| Branch | Dalkhola |
| City | Uttar Dinajpur |
| District | Dalkhola |
| State | West Bengal |
| Address | Opp. Dalkhola Police Outpost National Highway 34 Po Dalkhola, Ps Karandighi Dist. Uttar Dinajpur, West Bengal, Pin 733201 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Uttar Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000810 for the Dalkhola branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Dalkhola, Uttar Dinajpur, West Bengal, is provided a unique IFSC like UTIB0000810 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Axis Bank branch in Uttar Dinajpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Uttar Dinajpur and Dalkhola.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Dalkhola do not get misguided to another person.
Format of the IFSC Code UTIB0000810
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dalkhola in Uttar Dinajpur.
For example, the IFSC Code UTIB0000810 of Axis Bank for the Dalkhola branch has these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0000810 of Axis Bank for its Dalkhola branch located in Uttar Dinajpur, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Uttar Dinajpur and Dalkhola, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Dalkhola or Uttar Dinajpur to get the exact IFSC Code UTIB0000810.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Uttar Dinajpur, you'll get the correct details.
How to Use IFSC Code UTIB0000810 for Online Transfers?
Once you have the IFSC Code UTIB0000810 for the Dalkhola branch of Axis Bank in Uttar Dinajpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0000810. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000810.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Dalkhola in Uttar Dinajpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Dalkhola, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Uttar Dinajpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dalkhola Uttar Dinajpur branch is UTIB0000810.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Opp. Dalkhola Police Outpost National Highway 34 Po Dalkhola, Ps Karandighi Dist. Uttar Dinajpur, West Bengal, Pin 733201.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.