IFSC Code of Axis Bank, Charama, Charama, Chhattisgarh- UTIB0004633

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Charama branch in Uttar Baster Kanker, Charama, Chhattisgarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Uttar Baster Kanker or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code UTIB0004633. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Charama, Uttar Baster Kanker

Here are the key points that are associated with the IFSC Code UTIB0004633 of Axis Bank for its branch located in Uttar Baster Kanker, within the district of Charama in the state of Chhattisgarh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Uttar Baster Kanker for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004633 for the Charama branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0004633 is given to every bank branch, including Axis Bank located in Charama, Uttar Baster Kanker, Chhattisgarh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Uttar Baster Kanker.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Uttar Baster Kanker and Charama.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Charama doesn't end up at another location.

Format of the IFSC Code UTIB0004633

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Charama in Uttar Baster Kanker.

For example, the IFSC Code UTIB0004633 of Axis Bank for the Charama branch has these elements, identifying the bank and the branch location in Uttar Baster Kanker and Chhattisgarh correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004633 of Axis Bank for its Charama branch located in Uttar Baster Kanker, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Uttar Baster Kanker and Charama, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Charama or Uttar Baster Kanker to get the exact IFSC Code UTIB0004633.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Uttar Baster Kanker, you'll get the correct details.

How to Use IFSC Code UTIB0004633 for Online Transfers?

Once you have the IFSC Code UTIB0004633 for the Charama branch of Axis Bank in Uttar Baster Kanker, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004633. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004633.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Charama in Uttar Baster Kanker, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Charama, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Baster Kanker manage online transfers as well as cheque clearances with ease.