IFSC Code of Axis Bank, Kichha, Kichcha, Uttarakhand- UTIB0002086

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Kichha branch in Udham Singh Nagar, Kichcha, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Udham Singh Nagar or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code UTIB0002086. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Kichha, Udham Singh Nagar

Here are the key points that are associated with the IFSC Code UTIB0002086 of Axis Bank for its branch located in Udham Singh Nagar, within the district of Kichcha in the state of Uttarakhand.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002086 for the Kichha branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002086 is given to every bank branch, including Axis Bank located in Kichha, Udham Singh Nagar, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Udham Singh Nagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Udham Singh Nagar and Kichcha.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Kichha doesn't end up at another location.

Format of the IFSC Code UTIB0002086

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kichha in Udham Singh Nagar.

For example, the IFSC Code UTIB0002086 of Axis Bank for the Kichha branch has these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0002086 of Axis Bank for its Kichha branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Udham Singh Nagar and Kichcha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Kichha or Udham Singh Nagar to get the exact IFSC Code UTIB0002086.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Udham Singh Nagar, then it will provide you proper information.

How to Use IFSC Code UTIB0002086 for Online Transfers?

Once you have the IFSC Code UTIB0002086 for the Kichha branch of Axis Bank in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002086. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002086.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Kichha in Udham Singh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kichha, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.