Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Kalyanpur Nanakmatta branch in Udham Singh Nagar, Kalyanpur Nanakmatta, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UTIB0005516. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Kalyanpur Nanakmatta, Udham Singh Nagar
Below in the table are the key details related to IFSC Code UTIB0005516 of Axis Bank for its branch located in Udham Singh Nagar, within the district of Kalyanpur Nanakmatta in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005516 |
| Branch | Kalyanpur Nanakmatta |
| City | Udham Singh Nagar |
| District | Kalyanpur Nanakmatta |
| State | Uttarakhand |
| Address | Gound Floor Khata No 05, Khasra No 08 Min, Sitarganj Khatima Road, Village Kalyanpur, Tehsil Nanak Matta Distt Udham Singh Nagar, Uttrakhand 262311 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Udham Singh Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005516 for the Kalyanpur Nanakmatta branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Kalyanpur Nanakmatta, Udham Singh Nagar, Uttarakhand, are allotted a unique IFSC like UTIB0005516 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Udham Singh Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Udham Singh Nagar and Kalyanpur Nanakmatta.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Kalyanpur Nanakmatta reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code UTIB0005516
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalyanpur Nanakmatta in Udham Singh Nagar.
For example, the IFSC Code UTIB0005516 of Axis Bank for the Kalyanpur Nanakmatta branch has these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0005516 of Axis Bank for its Kalyanpur Nanakmatta branch located in Udham Singh Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Udham Singh Nagar and Kalyanpur Nanakmatta, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Kalyanpur Nanakmatta or Udham Singh Nagar to get the exact IFSC Code UTIB0005516.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Udham Singh Nagar, then it will provide you proper information.
How to Use IFSC Code UTIB0005516 for Online Transfers?
Once you have the IFSC Code UTIB0005516 for the Kalyanpur Nanakmatta branch of Axis Bank in Udham Singh Nagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0005516. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0005516.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Kalyanpur Nanakmatta in Udham Singh Nagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Kalyanpur Nanakmatta, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Udham Singh Nagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0005516.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gound Floor Khata No 05, Khasra No 08 Min, Sitarganj Khatima Road, Village Kalyanpur, Tehsil Nanak Matta Distt Udham Singh Nagar, Uttrakhand 262311 located in Udham Singh Nagar, Kalyanpur Nanakmatta, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.