For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Gangoowala branch in Udham Singh Nagar, Jaspur, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UTIB0002000. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Gangoowala, Udham Singh Nagar

Here are the key points that are associated with the IFSC Code UTIB0002000 of Axis Bank for its branch located in Udham Singh Nagar, within the district of Jaspur in the state of Uttarakhand.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002000
Branch Gangoowala
City Udham Singh Nagar
District Jaspur
State Uttarakhand
Address Ground Floor,Khasra No.80/1 /2, Village Gangoowala,Tehsil Jaspur, Dist.Udham Singh Nagar, Uttarakhand,Pin 244712

These details helps users in online banking and for businesses and individuals who use Axis Bank in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002000 for the Gangoowala branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Gangoowala, Udham Singh Nagar, Uttarakhand, is provided a unique IFSC like UTIB0002000 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Udham Singh Nagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Udham Singh Nagar and Jaspur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Gangoowala do not get misguided to another person.

Format of the IFSC Code UTIB0002000

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gangoowala in Udham Singh Nagar.

For example, the IFSC Code UTIB0002000 of Axis Bank for the Gangoowala branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0002000 of Axis Bank for its Gangoowala branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Udham Singh Nagar and Jaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Gangoowala or Udham Singh Nagar to get the exact IFSC Code UTIB0002000.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Udham Singh Nagar, then it will provide you proper information.

How to Use IFSC Code UTIB0002000 for Online Transfers?

Once you have the IFSC Code UTIB0002000 for the Gangoowala branch of Axis Bank in Udham Singh Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002000. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002000.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Gangoowala in Udham Singh Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Gangoowala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Udham Singh Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Gangoowala, Udham Singh Nagar?

The IFSC Code is UTIB0002000.

Is the IFSC Code UTIB0002000 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Gangoowala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gangoowala branch?

The address of the branch is Ground Floor,Khasra No.80/1 /2, Village Gangoowala,Tehsil Jaspur, Dist.Udham Singh Nagar, Uttarakhand,Pin 244712 located in Udham Singh Nagar, Jaspur, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.