There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Dineshpur branch in Udham Singh Nagar, Dineshpur, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Udham Singh Nagar or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code UTIB0005358. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Dineshpur, Udham Singh Nagar

Here are some of the key details that come with the IFSC Code UTIB0005358 of Axis Bank for its branch located in Udham Singh Nagar, within the district of Dineshpur in the state of Uttarakhand.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005358
Branch Dineshpur
City Udham Singh Nagar
District Dineshpur
State Uttarakhand
Address Ground Floor Khata No 158 Khasra No 434 Ga Min Ward No 3 Chandayan Dineshpur Tehsil Gadarpur Dist Udham Singh Nagar Uttrakhand Pincode 263160

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Udham Singh Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005358 for the Dineshpur branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0005358 is given to every bank branch, including Axis Bank located in Dineshpur, Udham Singh Nagar, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Udham Singh Nagar and Dineshpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Dineshpur doesn't end up at another location.

Format of the IFSC Code UTIB0005358

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dineshpur in Udham Singh Nagar.

For example, the IFSC Code UTIB0005358 of Axis Bank for the Dineshpur branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005358 of Axis Bank for its Dineshpur branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Udham Singh Nagar and Dineshpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Dineshpur or Udham Singh Nagar to get the exact IFSC Code UTIB0005358.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Udham Singh Nagar that will provide accurate information.

How to Use IFSC Code UTIB0005358 for Online Transfers?

Once you have the IFSC Code UTIB0005358 for the Dineshpur branch of Axis Bank in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0005358. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005358.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Dineshpur in Udham Singh Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Dineshpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Dineshpur, Udham Singh Nagar?

The IFSC Code is UTIB0005358.

Is the IFSC Code UTIB0005358 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Dineshpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dineshpur branch?

The address of the branch is Ground Floor Khata No 158 Khasra No 434 Ga Min Ward No 3 Chandayan Dineshpur Tehsil Gadarpur Dist Udham Singh Nagar Uttrakhand Pincode 263160 located in Udham Singh Nagar, Dineshpur, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.