IFSC Code of Axis Bank, Infosys, Trivandrum, Kerala- UTIB0002995

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Infosys branch in Trivandrum, Trivandrum, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Trivandrum or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UTIB0002995. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Infosys, Trivandrum

Here are some of the key details that come with the IFSC Code UTIB0002995 of Axis Bank for its branch located in Trivandrum, within the district of Trivandrum in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Trivandrum for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002995 for the Infosys branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Infosys, Trivandrum, Kerala, are given a unique IFSC like UTIB0002995 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Trivandrum.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Trivandrum and Trivandrum.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Infosys goes to the correct branch. This is important because Axis Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0002995

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Infosys in Trivandrum.

For example, the IFSC Code UTIB0002995 of Axis Bank for the Infosys branch has these elements, identifying the bank and the branch location in Trivandrum and Kerala correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002995 of Axis Bank for its Infosys branch located in Trivandrum, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Trivandrum and Trivandrum, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Infosys or Trivandrum to get the exact IFSC Code UTIB0002995.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Trivandrum that will provide accurate information.

How to Use IFSC Code UTIB0002995 for Online Transfers?

Once you have the IFSC Code UTIB0002995 for the Infosys branch of Axis Bank in Trivandrum, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002995. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002995.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Infosys in Trivandrum, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Infosys, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Trivandrum manage their online transfers and cheque clearances easily.