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IFSC Code of Axis Bank, Ambasamudram, Tirunelveli, Tamil Nadu — UTIB0003892

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Ambasamudram branch in Tirunelveli, Tirunelveli, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Tirunelveli or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code UTIB0003892. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ambasamudram, Tirunelveli

Here are some of the key details that come with the IFSC Code UTIB0003892 of Axis Bank for its branch located in Tirunelveli, within the district of Tirunelveli in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003892
Branch Ambasamudram
City Tirunelveli
District Tirunelveli
State Tamil Nadu
Address Commercial Shop Survey No.697 16, Ambasamudram Main Road, Ambasamudram Municipality, Tirunelveli 627401

These details helps users in online banking and for businesses and individuals who use Axis Bank in Tirunelveli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003892 for the Ambasamudram branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Ambasamudram, Tirunelveli, Tamil Nadu, is provided a unique IFSC like UTIB0003892 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Tirunelveli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tirunelveli and Tirunelveli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Ambasamudram do not get misguided to another person.

Format of the IFSC Code UTIB0003892

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ambasamudram in Tirunelveli.

For example, the IFSC Code UTIB0003892 of Axis Bank for the Ambasamudram branch has these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003892 of Axis Bank for its Ambasamudram branch located in Tirunelveli, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Tirunelveli and Tirunelveli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Ambasamudram or Tirunelveli to get the exact IFSC Code UTIB0003892.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Tirunelveli, you'll get the correct details.

How to Use IFSC Code UTIB0003892 for Online Transfers?

Once you have the IFSC Code UTIB0003892 for the Ambasamudram branch of Axis Bank in Tirunelveli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003892. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003892.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Ambasamudram in Tirunelveli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Ambasamudram, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tirunelveli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Ambasamudram, Tirunelveli?

The IFSC Code is UTIB0003892.

Is the IFSC Code UTIB0003892 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Ambasamudram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ambasamudram branch?

The address of the branch is Commercial Shop Survey No.697 16, Ambasamudram Main Road, Ambasamudram Municipality, Tirunelveli 627401 located in Tirunelveli, Tirunelveli, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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