Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Rock Fort Trichy branch in Tiruchirappalli, Tiruchirapalli, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Tiruchirappalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0003849. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Rock Fort Trichy, Tiruchirappalli

Below in the table are the key details related to IFSC Code UTIB0003849 of Axis Bank for its branch located in Tiruchirappalli, within the district of Tiruchirapalli in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003849
Branch Rock Fort Trichy
City Tiruchirappalli
District Tiruchirapalli
State Tamil Nadu
Address Suppiah Pillai Towers,No34, Chinnakadai Street,Teppakulam, Tiruchirappalli-620002

These details help users in online banking and for businesses and individuals who use Axis Bank in Tiruchirappalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003849 for the Rock Fort Trichy branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0003849 is given to every bank branch, including Axis Bank located in Rock Fort Trichy, Tiruchirappalli, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Tiruchirappalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Tiruchirappalli and Tiruchirapalli.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Rock Fort Trichy doesn't end up at another location.

Format of the IFSC Code UTIB0003849

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rock Fort Trichy in Tiruchirappalli.

For example, the IFSC Code UTIB0003849 of Axis Bank for the Rock Fort Trichy branch includes these elements, identifying the bank and the branch location in Tiruchirappalli and Tamil Nadu correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0003849 of Axis Bank for its Rock Fort Trichy branch located in Tiruchirappalli, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Tiruchirappalli and Tiruchirapalli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Rock Fort Trichy or Tiruchirappalli to find the exact IFSC Code UTIB0003849.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Tiruchirappalli will provide accurate information.

How to Use IFSC Code UTIB0003849 for Online Transfers?

Once you have the IFSC Code UTIB0003849 for the Rock Fort Trichy branch of Axis Bank in Tiruchirappalli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003849. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003849.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Rock Fort Trichy in Tiruchirappalli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Rock Fort Trichy, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tiruchirappalli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Rock Fort Trichy, Tiruchirappalli?

The IFSC Code is UTIB0003849.

Is the IFSC Code UTIB0003849 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Rock Fort Trichy?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rock Fort Trichy branch?

The address of the branch is Suppiah Pillai Towers,No34, Chinnakadai Street,Teppakulam, Tiruchirappalli-620002 located in Tiruchirappalli, Tiruchirapalli, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.