Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Wadakkanchery branch in Thrissur, Thrissur, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Thrissur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0003955. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Wadakkanchery, Thrissur
The table below shows the main details of the IFSC Code UTIB0003955 for the Axis Bank branch in Thrissur, which falls under the Thrissur district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003955 |
| Branch | Wadakkanchery |
| City | Thrissur |
| District | Thrissur |
| State | Karnataka |
| Address | Grd Flr, Noor Building, Opp Divine Hospital,Wadakkanchery, Thrissur |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Thrissur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003955 for the Wadakkanchery branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Wadakkanchery, Thrissur, Karnataka, are allotted a unique IFSC like UTIB0003955 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thrissur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Thrissur and Thrissur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Wadakkanchery reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code UTIB0003955
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Wadakkanchery in Thrissur.
For example, the IFSC Code UTIB0003955 of Axis Bank for the Wadakkanchery branch has these elements, identifying the bank and the branch location in Thrissur and Karnataka correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0003955 of Axis Bank for its Wadakkanchery branch located in Thrissur, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Thrissur and Thrissur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Wadakkanchery or Thrissur to find the exact IFSC Code UTIB0003955.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Thrissur will provide accurate information.
How to Use IFSC Code UTIB0003955 for Online Transfers?
Once you have the IFSC Code UTIB0003955 for the Wadakkanchery branch of Axis Bank in Thrissur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003955. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003955.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Wadakkanchery in Thrissur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Wadakkanchery, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thrissur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003955.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Grd Flr, Noor Building, Opp Divine Hospital,Wadakkanchery, Thrissur located in Thrissur, Thrissur, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
