IFSC Code of Axis Bank, Guruvayoor, Guruvayur, Kerala- UTIB0002140

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Guruvayoor branch in Thrissur, Guruvayur, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Thrissur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UTIB0002140. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Guruvayoor, Thrissur

Here are some of the key details that come with the IFSC Code UTIB0002140 of Axis Bank for its branch located in Thrissur, within the district of Guruvayur in the state of Kerala.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Thrissur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002140 for the Guruvayoor branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Guruvayoor, Thrissur, Kerala, are allotted a unique IFSC like UTIB0002140 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Thrissur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Thrissur and Guruvayur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Guruvayoor reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code UTIB0002140

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Guruvayoor in Thrissur.

For example, the IFSC Code UTIB0002140 of Axis Bank for the Guruvayoor branch includes these elements, identifying the bank and the branch location in Thrissur and Kerala accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002140 of Axis Bank for its Guruvayoor branch located in Thrissur, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Thrissur and Guruvayur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Guruvayoor or Thrissur to get the exact IFSC Code UTIB0002140.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Thrissur that will provide accurate information.

How to Use IFSC Code UTIB0002140 for Online Transfers?

If you have the IFSC Code UTIB0002140 for the Guruvayoor branch of Axis Bank in Thrissur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002140. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002140.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Guruvayoor in Thrissur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Guruvayoor, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thrissur manage their online transfers and cheque clearances easily.