Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Thoubal branch in Thoubal, Thoubal, or Manipur, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Thoubal or anywhere in Manipur can transfer funds instantly by using the correct IFSC Code UTIB0004522. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Thoubal, Thoubal
Here are the main details that are associated with the IFSC Code UTIB0004522 of Axis Bank for its branch located in Thoubal, within the district of Thoubal in the state of Manipur.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0004522 |
| Branch | Thoubal |
| City | Thoubal |
| District | Thoubal |
| State | Manipur |
| Address | First Floor,Building No 210,National Highway 102 |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Thoubal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004522 for the Thoubal branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0004522 is given to every bank branch, including Axis Bank located in Thoubal, Thoubal, Manipur, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Thoubal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thoubal and Thoubal.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Manipur and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Thoubal doesn't end up at another location.
Format of the IFSC Code UTIB0004522
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thoubal in Thoubal.
For example, the IFSC Code UTIB0004522 of Axis Bank for the Thoubal branch includes these elements, identifying the bank and the branch location in Thoubal and Manipur accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0004522 of Axis Bank for its Thoubal branch located in Thoubal, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Thoubal and Thoubal, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Thoubal or Thoubal to get the exact IFSC Code UTIB0004522.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Thoubal, you'll get the correct details.
How to Use IFSC Code UTIB0004522 for Online Transfers?
Once you have the IFSC Code UTIB0004522 for the Thoubal branch of Axis Bank in Thoubal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0004522. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004522.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Thoubal in Thoubal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Thoubal, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thoubal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0004522.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor,Building No 210,National Highway 102 located in Thoubal, Thoubal, Manipur.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.