The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Mannargudi branch in Thiruvarur, Mannargudi, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Thiruvarur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0002096. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Mannargudi, Thiruvarur

Here are the key points that are associated with the IFSC Code UTIB0002096 of Axis Bank for its branch located in Thiruvarur, within the district of Mannargudi in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002096
Branch Mannargudi
City Thiruvarur
District Mannargudi
State Tamil Nadu
Address No.28 & 28A,Mela Raja Veedhi. Mannargudi,Dist.Tiruvarur, Tamil Nadu,Pin 614001

These details helps users in online banking and for businesses and individuals who use Axis Bank in Thiruvarur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002096 for the Mannargudi branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Mannargudi, Thiruvarur, Tamil Nadu, is provided a unique IFSC like UTIB0002096 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Thiruvarur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thiruvarur and Mannargudi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Mannargudi do not get misguided to another person.

Format of the IFSC Code UTIB0002096

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mannargudi in Thiruvarur.

For example, the IFSC Code UTIB0002096 of Axis Bank for the Mannargudi branch includes these elements, identifying the bank and the branch location in Thiruvarur and Tamil Nadu accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002096 of Axis Bank for its Mannargudi branch located in Thiruvarur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Thiruvarur and Mannargudi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Mannargudi or Thiruvarur to get the exact IFSC Code UTIB0002096.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Thiruvarur, you'll get the correct details.

How to Use IFSC Code UTIB0002096 for Online Transfers?

If you have the IFSC Code UTIB0002096 for the Mannargudi branch of Axis Bank in Thiruvarur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002096. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002096.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Mannargudi in Thiruvarur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mannargudi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvarur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Mannargudi, Thiruvarur?

The IFSC Code is UTIB0002096.

Is the IFSC Code UTIB0002096 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Mannargudi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mannargudi branch?

The address of the branch is No.28 & 28A,Mela Raja Veedhi. Mannargudi,Dist.Tiruvarur, Tamil Nadu,Pin 614001 located in Thiruvarur, Mannargudi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.