For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Sennavaram branch in Thiruvannamalai, Vandavasi, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Thiruvannamalai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0004168. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sennavaram, Thiruvannamalai

Below in the table are the key details related to IFSC Code UTIB0004168 of Axis Bank for its branch located in Thiruvannamalai, within the district of Vandavasi in the state of Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004168
Branch Sennavaram
City Thiruvannamalai
District Vandavasi
State Tamil Nadu
Address Sf20 1 No 928 Melmaruvathur Road Sennavaram Vandavasi Pincode 604408

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Thiruvannamalai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004168 for the Sennavaram branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Sennavaram, Thiruvannamalai, Tamil Nadu, are allotted a unique IFSC like UTIB0004168 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thiruvannamalai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Thiruvannamalai and Vandavasi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Sennavaram reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code UTIB0004168

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sennavaram in Thiruvannamalai.

For example, the IFSC Code UTIB0004168 of Axis Bank for the Sennavaram branch includes these elements, identifying the bank and the branch location in Thiruvannamalai and Tamil Nadu accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0004168 of Axis Bank for its Sennavaram branch located in Thiruvannamalai, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Thiruvannamalai and Vandavasi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Sennavaram or Thiruvannamalai to find the exact IFSC Code UTIB0004168.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Thiruvannamalai will provide accurate information.

How to Use IFSC Code UTIB0004168 for Online Transfers?

Once you have the IFSC Code UTIB0004168 for the Sennavaram branch of Axis Bank in Thiruvannamalai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004168. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004168.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Sennavaram in Thiruvannamalai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Sennavaram, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thiruvannamalai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Sennavaram, Thiruvannamalai?

The IFSC Code is UTIB0004168.

Is the IFSC Code UTIB0004168 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Sennavaram?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sennavaram branch?

The address of the branch is Sf20 1 No 928 Melmaruvathur Road Sennavaram Vandavasi Pincode 604408 located in Thiruvannamalai, Vandavasi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.