IFSC Code of Axis Bank, Karamana, Karamana, Kerala- UTIB0000694

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Karamana branch in Thiruvananthapuram, Karamana, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code UTIB0000694. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Karamana, Thiruvananthapuram

Here are the key points that are associated with the IFSC Code UTIB0000694 of Axis Bank for its branch located in Thiruvananthapuram, within the district of Karamana in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Thiruvananthapuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000694 for the Karamana branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000694 is given to every bank branch, including Axis Bank located in Karamana, Thiruvananthapuram, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Thiruvananthapuram.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvananthapuram and Karamana.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Karamana doesn't end up at another location.

Format of the IFSC Code UTIB0000694

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karamana in Thiruvananthapuram.

For example, the IFSC Code UTIB0000694 of Axis Bank for the Karamana branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0000694 of Axis Bank for its Karamana branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Thiruvananthapuram and Karamana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Karamana or Thiruvananthapuram to get the exact IFSC Code UTIB0000694.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Thiruvananthapuram, then it will provide you proper information.

How to Use IFSC Code UTIB0000694 for Online Transfers?

Once you have the IFSC Code UTIB0000694 for the Karamana branch of Axis Bank in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000694. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000694.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Karamana in Thiruvananthapuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Karamana, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.