The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Kumbakonam, Tamil Nadu branch in Thanjavur, Kumbakonam, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code UTIB0000599. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Kumbakonam, Tamil Nadu, Thanjavur

The table below shows the main details of the IFSC Code UTIB0000599 for the Axis Bank branch in Thanjavur, which falls under the Kumbakonam district in Tamil Nadu.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000599
Branch Kumbakonam, Tamil Nadu
City Thanjavur
District Kumbakonam
State Tamil Nadu
Address No.87/48, Nageshwaran North Street Kumbakonam 612 001, Dist. Thanjavur, Tamil Nadu

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Thanjavur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000599 for the Kumbakonam, Tamil Nadu branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Kumbakonam, Tamil Nadu, Thanjavur, Tamil Nadu, are given a unique IFSC like UTIB0000599 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Thanjavur and Kumbakonam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Kumbakonam, Tamil Nadu goes to the correct branch. This is important because Axis Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0000599

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kumbakonam, Tamil Nadu in Thanjavur.

For example, the IFSC Code UTIB0000599 of Axis Bank for the Kumbakonam, Tamil Nadu branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000599 of Axis Bank for its Kumbakonam, Tamil Nadu branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Thanjavur and Kumbakonam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Kumbakonam, Tamil Nadu or Thanjavur to get the exact IFSC Code UTIB0000599.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Thanjavur that will provide accurate information.

How to Use IFSC Code UTIB0000599 for Online Transfers?

Once you have the IFSC Code UTIB0000599 for the Kumbakonam, Tamil Nadu branch of Axis Bank in Thanjavur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000599. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000599.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Kumbakonam, Tamil Nadu in Thanjavur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kumbakonam, Tamil Nadu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thanjavur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Kumbakonam, Tamil Nadu, Thanjavur?

The IFSC Code is UTIB0000599.

Is the IFSC Code UTIB0000599 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Kumbakonam, Tamil Nadu?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kumbakonam, Tamil Nadu branch?

The address of the branch is No.87/48, Nageshwaran North Street Kumbakonam 612 001, Dist. Thanjavur, Tamil Nadu located in Thanjavur, Kumbakonam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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