Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Thathian Mahanta branch in Tarn Taran, Thathian Mahanta, Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Tarn Taran or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0002214. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Thathian Mahanta, Tarn Taran
Below in the table are the key details related to IFSC Code UTIB0002214 of Axis Bank for its branch located in Tarn Taran, within the district of Thathian Mahanta in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002214 |
| Branch | Thathian Mahanta |
| City | Tarn Taran |
| District | Thathian Mahanta |
| State | Punjab |
| Address | Ground Floor, Village Thathian Mahanta, Tehsil & Dist. Tarn Taran, Punjab, Pin 143401 |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Tarn Taran for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002214 for the Thathian Mahanta branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Thathian Mahanta, Tarn Taran, Punjab, is provided with a unique IFSC like UTIB0002214 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Tarn Taran.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Tarn Taran and Thathian Mahanta.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Thathian Mahanta do not get mixed with another location.
Format of the IFSC Code UTIB0002214
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thathian Mahanta in Tarn Taran.
For example, the IFSC Code UTIB0002214 of Axis Bank for the Thathian Mahanta branch has these elements, identifying the bank and the branch location in Tarn Taran and Punjab correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0002214 of Axis Bank for its Thathian Mahanta branch located in Tarn Taran, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Tarn Taran and Thathian Mahanta, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Thathian Mahanta or Tarn Taran to get the exact IFSC Code UTIB0002214.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Tarn Taran, you'll get the correct details.
How to Use IFSC Code UTIB0002214 for Online Transfers?
Once you have the IFSC Code UTIB0002214 for the Thathian Mahanta branch of Axis Bank in Tarn Taran, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0002214. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002214.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Thathian Mahanta in Tarn Taran, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Thathian Mahanta, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Tarn Taran manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002214.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Village Thathian Mahanta, Tehsil & Dist. Tarn Taran, Punjab, Pin 143401 located in Tarn Taran, Thathian Mahanta, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.