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IFSC Code of Axis Bank, Naushehra Pannuan, Tarn Taran, Punjab — UTIB0005295

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Naushehra Pannuan branch in Tarn Taran, Tarn Taran, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Tarn Taran or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0005295. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Naushehra Pannuan, Tarn Taran

Here are the main details that are associated with the IFSC Code UTIB0005295 of Axis Bank for its branch located in Tarn Taran, within the district of Tarn Taran in the state of Punjab.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005295
Branch Naushehra Pannuan
City Tarn Taran
District Tarn Taran
State Punjab
Address Ground Floor, Village Naushehra Pannuan,District Tarn Taran, Punjab 143409

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Tarn Taran for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005295 for the Naushehra Pannuan branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Naushehra Pannuan, Tarn Taran, Punjab, are given a unique IFSC like UTIB0005295 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tarn Taran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Tarn Taran and Tarn Taran.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Naushehra Pannuan goes to the correct branch. This is important because Axis Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0005295

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Naushehra Pannuan in Tarn Taran.

For example, the IFSC Code UTIB0005295 of Axis Bank for the Naushehra Pannuan branch includes these elements, identifying the bank and the branch location in Tarn Taran and Punjab accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0005295 of Axis Bank for its Naushehra Pannuan branch located in Tarn Taran, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Tarn Taran and Tarn Taran, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Naushehra Pannuan or Tarn Taran to find the exact IFSC Code UTIB0005295.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Tarn Taran will provide accurate information.

How to Use IFSC Code UTIB0005295 for Online Transfers?

Once you have the IFSC Code UTIB0005295 for the Naushehra Pannuan branch of Axis Bank in Tarn Taran, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005295. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0005295.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Naushehra Pannuan in Tarn Taran, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Naushehra Pannuan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Tarn Taran manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Naushehra Pannuan, Tarn Taran?

The IFSC Code is UTIB0005295.

Is the IFSC Code UTIB0005295 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Naushehra Pannuan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Naushehra Pannuan branch?

The address of the branch is Ground Floor, Village Naushehra Pannuan,District Tarn Taran, Punjab 143409 located in Tarn Taran, Tarn Taran, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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