IFSC Code of Axis Bank, Sangam Chowk, Ambikapur, Chhattisgarh- UTIB0003725

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Sangam Chowk branch in Surguja, Ambikapur, or Chhattisgarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Surguja or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code UTIB0003725. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sangam Chowk, Surguja

Below in the table are the key details related to IFSC Code UTIB0003725 of Axis Bank for its branch located in Surguja, within the district of Ambikapur in the state of Chhattisgarh.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Surguja for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0003725 for the Sangam Chowk branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0003725 is given to every bank branch, including Axis Bank located in Sangam Chowk, Surguja, Chhattisgarh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Surguja.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Surguja and Ambikapur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Sangam Chowk doesn't end up at another location.

Format of the IFSC Code UTIB0003725

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sangam Chowk in Surguja.

For example, the IFSC Code UTIB0003725 of Axis Bank for the Sangam Chowk branch has these elements, identifying the bank and the branch location in Surguja and Chhattisgarh correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0003725 of Axis Bank for its Sangam Chowk branch located in Surguja, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Surguja and Ambikapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Sangam Chowk or Surguja to get the exact IFSC Code UTIB0003725.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Surguja, then it will provide you proper information.

How to Use IFSC Code UTIB0003725 for Online Transfers?

If you have the IFSC Code UTIB0003725 for the Sangam Chowk branch of Axis Bank in Surguja, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003725. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003725.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Sangam Chowk in Surguja, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Sangam Chowk, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surguja to handle online money transfers and get their cheques cleared smoothly.