There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Ledhimong branch in Sundargarh, Sundargarh, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Sundargarh or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code UTIB0002257. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ledhimong, Sundargarh

Here are the key points that are associated with the IFSC Code UTIB0002257 of Axis Bank for its branch located in Sundargarh, within the district of Sundargarh in the state of Odisha.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002257
Branch Ledhimong
City Sundargarh
District Sundargarh
State Odisha
Address Ground Floor, Khata No. 302, Plot No. 1946,Mouza-Vill Ledhimong,P.S Dharuadihi,Tehsil Sadar,School Road,Dist- Sundargarh, Orissa, Pin 770022

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Sundargarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002257 for the Ledhimong branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Ledhimong, Sundargarh, Odisha, are allotted a unique IFSC like UTIB0002257 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sundargarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sundargarh and Sundargarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Ledhimong reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code UTIB0002257

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ledhimong in Sundargarh.

For example, the IFSC Code UTIB0002257 of Axis Bank for the Ledhimong branch includes these elements, identifying the bank and the branch location in Sundargarh and Odisha accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002257 of Axis Bank for its Ledhimong branch located in Sundargarh, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Sundargarh and Sundargarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Ledhimong or Sundargarh to get the exact IFSC Code UTIB0002257.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Sundargarh, you'll get the correct details.

How to Use IFSC Code UTIB0002257 for Online Transfers?

Once you have the IFSC Code UTIB0002257 for the Ledhimong branch of Axis Bank in Sundargarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002257. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002257.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Ledhimong in Sundargarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Ledhimong, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sundargarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Ledhimong, Sundargarh?

The IFSC Code is UTIB0002257.

Is the IFSC Code UTIB0002257 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Ledhimong?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ledhimong branch?

The address of the branch is Ground Floor, Khata No. 302, Plot No. 1946,Mouza-Vill Ledhimong,P.S Dharuadihi,Tehsil Sadar,School Road,Dist- Sundargarh, Orissa, Pin 770022 located in Sundargarh, Sundargarh, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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