IFSC Code of Axis Bank, Srinagar, Srinagar, Jammu And Kashmir- UTIB0001013

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Srinagar branch in Srinagar, Srinagar, or Jammu And Kashmir, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Srinagar or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code UTIB0001013. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Srinagar, Srinagar

The table below shows the main details of the IFSC Code UTIB0001013 for the Axis Bank branch in Srinagar, which falls under the Srinagar district in Jammu And Kashmir.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Srinagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001013 for the Srinagar branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Srinagar, Srinagar, Jammu And Kashmir, is provided a unique IFSC like UTIB0001013 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Srinagar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Srinagar and Srinagar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Srinagar do not get misguided to another person.

Format of the IFSC Code UTIB0001013

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Srinagar in Srinagar.

For example, the IFSC Code UTIB0001013 of Axis Bank for the Srinagar branch includes these elements, identifying the bank and the branch location in Srinagar and Jammu And Kashmir accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001013 of Axis Bank for its Srinagar branch located in Srinagar, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Srinagar and Srinagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Srinagar or Srinagar to find the exact IFSC Code UTIB0001013.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Srinagar will provide accurate information.

How to Use IFSC Code UTIB0001013 for Online Transfers?

Once you have the IFSC Code UTIB0001013 for the Srinagar branch of Axis Bank in Srinagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001013. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001013.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Srinagar in Srinagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Srinagar, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Srinagar manage online transfers as well as cheque clearances with ease.