For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Anupgarh branch in Sriganganagar, Anupgarh, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Sriganganagar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0005046. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Anupgarh, Sriganganagar

Here are the key points that are associated with the IFSC Code UTIB0005046 of Axis Bank for its branch located in Sriganganagar, within the district of Anupgarh in the state of Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005046
Branch Anupgarh
City Sriganganagar
District Anupgarh
State Rajasthan
Address Ground Floor, Plot No 9, 21 And 22,Opp Govt Hospital, New Dhan Mandi Road,Anupgarh

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Sriganganagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005046 for the Anupgarh branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Anupgarh, Sriganganagar, Rajasthan, is provided with a unique IFSC like UTIB0005046 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Sriganganagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sriganganagar and Anupgarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Rajasthan and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Anupgarh do not get mixed with another location.

Format of the IFSC Code UTIB0005046

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Anupgarh in Sriganganagar.

For example, the IFSC Code UTIB0005046 of Axis Bank for the Anupgarh branch has these elements, identifying the bank and the branch location in Sriganganagar and Rajasthan correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005046 of Axis Bank for its Anupgarh branch located in Sriganganagar, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Sriganganagar and Anupgarh, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Anupgarh or Sriganganagar to get the exact IFSC Code UTIB0005046.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Sriganganagar, you'll get the correct details.

How to Use IFSC Code UTIB0005046 for Online Transfers?

If you have the IFSC Code UTIB0005046 for the Anupgarh branch of Axis Bank in Sriganganagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005046. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0005046.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Anupgarh in Sriganganagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Anupgarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sriganganagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Anupgarh Sriganganagar?

The IFSC Code of the Anupgarh Sriganganagar branch is UTIB0005046.

Is IFSC Code UTIB0005046 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Anupgarh branch?

The branch is located at Ground Floor, Plot No 9, 21 And 22,Opp Govt Hospital, New Dhan Mandi Road,Anupgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.