For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Doda branch in Sri Muktsar Sahib, Muktsar, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Sri Muktsar Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0005385. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Doda, Sri Muktsar Sahib

Here are the key points that are associated with the IFSC Code UTIB0005385 of Axis Bank for its branch located in Sri Muktsar Sahib, within the district of Muktsar in the state of Punjab.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005385
Branch Doda
City Sri Muktsar Sahib
District Muktsar
State Punjab
Address Axis Bank Ltd,Ground Floor Khasra No 792 1 11,Khewat Khatuani No 1555 2000 Main Road Doda

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Sri Muktsar Sahib for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005385 for the Doda branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Doda, Sri Muktsar Sahib, Punjab, is provided a unique IFSC like UTIB0005385 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Sri Muktsar Sahib.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sri Muktsar Sahib and Muktsar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Doda do not get misguided to another person.

Format of the IFSC Code UTIB0005385

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Doda in Sri Muktsar Sahib.

For example, the IFSC Code UTIB0005385 of Axis Bank for the Doda branch includes these elements, identifying the bank and the branch location in Sri Muktsar Sahib and Punjab accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0005385 of Axis Bank for its Doda branch located in Sri Muktsar Sahib, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Sri Muktsar Sahib and Muktsar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Doda or Sri Muktsar Sahib to get the exact IFSC Code UTIB0005385.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Sri Muktsar Sahib, then it will provide you proper information.

How to Use IFSC Code UTIB0005385 for Online Transfers?

Once you have the IFSC Code UTIB0005385 for the Doda branch of Axis Bank in Sri Muktsar Sahib, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005385. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0005385.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Doda in Sri Muktsar Sahib, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Doda, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sri Muktsar Sahib to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Doda, Sri Muktsar Sahib?

The IFSC Code is UTIB0005385.

Is the IFSC Code UTIB0005385 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Doda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Doda branch?

The address of the branch is Axis Bank Ltd,Ground Floor Khasra No 792 1 11,Khewat Khatuani No 1555 2000 Main Road Doda located in Sri Muktsar Sahib, Muktsar, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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