For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Hatsingimari branch in South Salmara-Mankachar, Hatsingimari, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in South Salmara-Mankachar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0003782. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Hatsingimari, South Salmara-Mankachar
Here are the key points that are associated with the IFSC Code UTIB0003782 of Axis Bank for its branch located in South Salmara-Mankachar, within the district of Hatsingimari in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003782 |
| Branch | Hatsingimari |
| City | South Salmara-Mankachar |
| District | Hatsingimari |
| State | Assam |
| Address | Axis Bank Ltd, Hatsingimari Branch, Ground Floor, Mankachar Road, Near Hatsingimari Bus Stand,Dist South Salmara Mankachar ,Pin 783135, Assam |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in South Salmara-Mankachar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003782 for the Hatsingimari branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Hatsingimari, South Salmara-Mankachar, Assam, are given a unique IFSC like UTIB0003782 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in South Salmara-Mankachar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like South Salmara-Mankachar and Hatsingimari.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in Hatsingimari goes to the correct branch. This is important because Axis Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0003782
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hatsingimari in South Salmara-Mankachar.
For example, the IFSC Code UTIB0003782 of Axis Bank for the Hatsingimari branch includes these elements, identifying the bank and the branch location in South Salmara-Mankachar and Assam correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003782 of Axis Bank for its Hatsingimari branch located in South Salmara-Mankachar, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in South Salmara-Mankachar and Hatsingimari, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Hatsingimari or South Salmara-Mankachar to get the exact IFSC Code UTIB0003782.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and South Salmara-Mankachar, you'll get the correct details.
How to Use IFSC Code UTIB0003782 for Online Transfers?
Once you have the IFSC Code UTIB0003782 for the Hatsingimari branch of Axis Bank in South Salmara-Mankachar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003782. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0003782.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Hatsingimari in South Salmara-Mankachar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Hatsingimari, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in South Salmara-Mankachar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003782.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Axis Bank Ltd, Hatsingimari Branch, Ground Floor, Mankachar Road, Near Hatsingimari Bus Stand,Dist South Salmara Mankachar ,Pin 783135, Assam located in South Salmara-Mankachar, Hatsingimari, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.